Auto Insurance for Kitchener and All of the Waterloo Region

Accidents Happen, Hopefully Not To You!

Insurance is like your personal super hero!

Think of your Auto Insurance like your own personal super hero, protecting you and your family from loss, injury or damage as a result of an accident. Whether you are running errands locally in the Kitchener and Waterloo Region, commuting to work or travelling to the cottage, it's important that you have the coverage necessary to protect you from an unexpected loss. We understand that you don't want to make this decision lightly, which is why we are trained to advise and educate you based on your specific needs. Here are just a few things to consider before buying Car Insurance in Ontario:

  • Liability - if you are found at fault for an accident causing bodily injury
  • Collision - in the event your car is damaged
  • Comprehensive Coverage - if your car is damaged by anything other than a collision, i.e. fallen tree or hitting an animal
  • Accident Benefits - option to "buy up" coverage's in the event of an injury OR for those clients who are not currently covered through a plan at work

Whether you need full coverage, claims forgiveness, accident benefits or special limits for your antique car, snowmobile, ATV, Sea Doo, Boat or Yacht, Advocate Insurance Group can provide you with a quote. Someone is ready right now to offer you a free quote. Simply click on the button below and we will be with you shortly.

Some lessons in life need to be learned...

Suffering an overwhelming loss without ample coverage isn't one of them! For over 100 years, our team of brokers has served Kitchener, Waterloo, Cambridge, Guelph and the surrounding area. We live here so we understand the community and your needs. Contact us today and ask about our FREE personal recovery claims service.

"Mr. Smith" - Actual Client Story from our Personal Recovery Coordinator

While driving in the U.S., Mr. Smith was involved in an accident. Luckily, Mr. Smith chose to carry collision coverage and loss of use coverage on his Auto Insurance policy, after a conversation and decision he made with his Advocate broker. This coverage allowed him to rent a vehicle in the U.S., so his travel plans would not be delayed. In addition to renting a vehicle he used his collision coverage to tow his vehicle back to Canada, where the damage could be repaired. If his vehicle had been a total loss, Mr. Smith would have received the "actual cash value" for his vehicle. Why? Because he had the proper coverage to limit the impact of a loss created by an accident. Oh, and his coverage also took care of the exchange rates and storage.

This is just one story. Imagine if Mr. Smith had declined collision. His vehicle would not have been repaired, he would have had to arrange for it to be towed at his own expense and pay the storage fees along with the exchange rates. All of this and he still would NOT have been put in a rental!