Power Sports and Leisure Vehicle Insurance for Kitchener and and All of the Waterloo Region

Protect against unknown hazards

Sport and Leisure vehicles come with their own set of unique risks and potential hazards. Don't find yourself cutting your much needed vacation short due to a financial loss that could have been protected with an insurance policy designed to fit your needs.

Risks exist on the road while towing your power sport vehicle or while enjoying it. As your advocate, it is our job to determine the coverage you need based on your specific use. We are here to help. A free quote is a click away.

Stuff happens...

Motorsports Insurance is there for you if you make an error in judgement or when something happens that is beyond your control. In fact, it can save you from some major problems. Whether you use your vehicle for pleasure or as a hobby, the risks are the same; don't make the mistake of thinking "it will never happen to me". Accidents happen. Prevent a major loss that could impact your future and let one of our licensed Brokers provide you with a free quote.

What Is Powersports Insurance?

Do you own off-road vehicles that are motorized and steered with handle bars? If so, you need a special type of insurance to properly protect your vehicles and your financial interests. For over 100 years, Advocate Insurance Group has been providing protection for residents of Kitchener and the Waterloo Region and surrounding areas, we are here for you when it matters most.

Do you own any of these?

Any of these vehicles could be considered power sport vehicles:

  • Off-road motorcycles
  • Mini bikes
  • All terrain vehicles
  • Snowmobiles
  • Personal watercraft - jet skis, water scooters

Are There Standard Or Typical Motorsports Insurance Policies?

Many power sport vehicle owners assume they can get by with limited insurance. However, just because your vehicle is not licensed to drive on the road, does not mean it shouldn't have insurance. A typical policy should include:

  • Liability coverage
  • Medical payment insurance in the event of a bodily injury
  • Comprehensive insurance to protect in the event of a theft, fire or vandalism
  • Uninsured drivers - which also covers damage caused by underinsured drivers

Options for Powersports Insurance

Your insurance options will depend on the kind of vehicle you drive. It's because of this that seeking the advice of a licensed Broker is so important. This is just one of the ways we can stand in gap, making sure you have the coverage you need to protect you assets. Here are just a few of the things you should consider:

  • Collision damage insurance - if you are at fault, this coverage will pay for repairs to your vehicle, minus the deductible. This also covers damage to your vehicle while others are driving it.
  • Trailer insurance
  • Equipment insurance - if you haul camping or fishing gear you may want to insure it.
  • Added liability protection - many Ontario drivers are not satisfied with the minimal liability requirements and opt for more coverage.

Where Can I Find Motorsports Insurance Customized to My Needs?

Advocate Insurance Group has been serving the needs of the community for well over a century. We are in a position to find you insurance which meets all of your needs today and in the future. How can we do this?

We are not an insurance company. As independent insurance Brokers we act as your insurance advocate and we compare insurance options from several of the top insurers. This will benefit you and your family in several ways. For example:

  • You can choose which Powersports Insurance options are best for you.
  • With so many options available, we can offer you complete coverage at the most competitive price.
  • You are not alone in the process - your independent insurance broker comparison shops for you and then brings you back the best options You have professional assistance and advice every step of the way.

With Advocate Insurance Group, You Are Never Alone

If you decide to check out insurance options online you are pretty much alone. Which companies should you check out and why? Are there any differences between one policy and another? Do you really need this option or that option, and what happens if you choose the wrong kind of coverage? Going at it alone comes with a lot of risks and its best not to take risks with your well-being and financial future.

With Advocate Insurance Group you never go at it alone. When you have questions on your insurance we are here to answer them and help you make all the right decisions. After all, one wrong decision could cost you many thousands of dollars, so it's a good idea to have professional help.

As your insurance advocate in the Kitchener and Waterloo Region, we work for you. You will enjoy personalized service and a live answer each time you call or email one of our team members.

When you need to make a claim, you have assistance. In fact, Advocate insurance is the only Brokerage in the Waterloo Region offering complimentary concierge claims service. Our Personal Recovery Coordinator will ensure you have the smoothest possible claims service and will walk you through the entire process from start to finish.

To receive a free no obligation quote on your insurance, click this link to our quote now. Enter your postal code at the quotes section and click "find quotes". It's really that simple. You may also call us in Kitchener at 519-650-5565. Our toll free number is 888-278-7584.