It seems one can’t read the news today without hearing something about cyber risk. While technology has certainly changed the face of businesses in the last few years, it comes with new emerging risks that need special consideration. Do you believe your standard business policy will offer you the protection you need in the event you suffer a cyber breach? It’s time to talk with Advocate.
Let our licensed brokers assess your cyber insurance needs and inform you of your coverage options. Just as you protect the tangible assets of your business like your building, its contents and your inventory, the intangible assets can be just as costly should you suffer a loss.
Call Advocate today for a Cyber Insurance quote.
How often do I need to renew my policy?
Most policies renew on an annual basis, however if you have unique needs please call us to discuss.
I’ve moved. How do I update my address information?
You can call us at 1-888-278-7584, or submit a contact form here. Depending on the type of policy you have, we may need to ask you additional questions. For example, if you’ve moved we may need to change details on your auto policy (i.e. commuting distances) or update your property policy to reflect the details of your new home. Please remember to keep us up to date on any changes that impact your insurance policy.
What is a deductible and how does it impact my premium?
In the event of a claim, your deductible is the amount that you pay before your insurance company steps in to pay the remaining costs (subject to the policy coverage and limits). Some people prefer a low deductible while some are comfortable being responsible for a higher deductible, knowing that this may lower their premium slightly. We can provide options to you so you can select what works best for you.
How do I cancel my policy?
You can call us at 1-888-278-7584, or submit a contact form here.
What’s the difference between a broker, agent and direct writer?
Unlike an agent or direct writer who works for the insurance company, a broker works with multiple insurance companies so they can shop the market for coverage and rate options for you. Advocate is an independent, licensed brokerage which means we work independently from the insurance companies. We are not influenced to sell you certain products. We work for you and put your needs first.
Insurance is there to protect your family and assets… don’t put them at risk! Always deal with a licensed professional who represents your interests, not the insurance company’s.