Errors and omissions is important coverage for business professionals who offer advice based service such as:
- Consultants
- Brokers and agents
- Management consultants
- Information technologists
- Software and website developers
- Architects
- Engineers
- Attorneys
As an expert in your field of work, your clients will trust the information you provide. It is important to note that your general commercial policy will not cover contract performance, error, professional advice or disputes. If you are a professional, make sure you have an errors and omissions insurance policy to protect your interests. Advocate represents some of Canada’s most reputable insurance companies so we can shop the market to find the best insurance options for you.
Call Advocate today for an Errors and Omissions Insurance quote.
Do I really need an umbrella policy?
Consider for a moment whether it is possible that you could ever be sued. Do you drive a car? Do you have children? Do you have a dog? Do you ever entertain at your home? Do you or your kids use social media? If you answered ‘yes’ to any of these questions you are personally at risk. Despite best intentions, injuries and property damage can occur. That’s why home and auto insurance policies have liability coverage.
But what happens when that limit is used up? When was the last time you increased your liability coverage? It likely won’t be a surprise to you that court award judgments are on the rise. An umbrella liability policy is an excellent way to bring an additional layer of protection for you and your family. Ask us to provide a quote for your consideration because we want you and your assets to be protected.
How do I know what coverage I need?
There are lots of things to consider. One of the benefits of working with a licensed broker is that they’ll review your needs and walk you through your coverage options. A broker, unlike an agent or direct writer, works with multiple insurance companies so they can shop the market and present options for you.
What payment options do you offer?
We work with many insurance companies. There are often many payment options that include cheque, credit card and automatic withdrawals, made in one pay, installments or monthly payments. Is there a particular payment plan that works best for you? Please let us know.
How often do I need to renew my policy?
Most policies renew on an annual basis, however if you have unique needs please call us to discuss.
What’s the difference between a broker, agent and direct writer?
Unlike an agent or direct writer who works for the insurance company, a broker works with multiple insurance companies so they can shop the market for coverage and rate options for you. Advocate is an independent, licensed brokerage which means we work independently from the insurance companies. We are not influenced to sell you certain products. We work for you and put your needs first.
Insurance is there to protect your family and assets… don’t put them at risk! Always deal with a licensed professional who represents your interests, not the insurance company’s.